A majority of people being sued put their heads in the sand and don't respond to these lawsuits while many others are not properly served with process if at all. If you don't act, a default judgment may be entered against you. This means the creditor wins just because you did not respond. A default judgment is public record and can be placed on your credit report. In New York, the judgment can stay active for 20 years and can be renewed for another 20 years, all the while gaining interest at 9% per year. Default judgments may also lead to your wages being garnished; and your bank account can be frozen for up to double of what you owe on the debt. A lien may even be placed on your or your co-signor's property because of the judgment.

Lebedin Kofman LLP helps individuals being sued on their private student loans every day. We understand the stress and aggravation that come along with suddenly being sued.

If you are personally served with process, you have 20 days to respond before the Plaintiff can move for default. If you were not personally served, you have 30 days to respond. That means you must act quickly! Call us for a free consultation today!

We will defend you in the lawsuit and negotiate on your behalf to minimize any amounts you may end up owing. We have helped individuals being sued by Forster & Garbus, Rubin & Rothman, Mullooly Jeffrey, Rooney & Flynn, Zwicker and Associates, and many others who sue individuals on behalf of private student loans owned by Sallie Mae Student Loan Trust, National Collegiate Trust / NCT, Citibank, Chase, Discover, Wells Fargo, Key Bank, AES/ ACS, and many other lenders.

Please see our case results for results we have obtained for individuals in these cases.